Sunday, September 23, 2012

ADJUSTING TO MODERATE-INCOME LIVING

So now that you know my sob story, I can get to the point of this blog: to document my survival in the land of moderate-income living.

I should start by mentioning that I made a few mistakes shortly after joining the adult world.  Assuming I was on my way to bigger and better things, I got myself a one bedroom apartment, two cats, and a $325/month car lease, all in short order.  And I bought the best makeup and the best clothes, all on credit cards, the whole nine yards.  Needless to say, "bigger and better things" didn't happen, and my hand-to-mouth high-life living caught up to me fast.  

It took years to learn how to be more responsible with my modest income.  It started by downsizing from that one bedroom apartment to a studio, where I have lived for the last four plus years with two cats (take it from me: not ideal!).  Then I weaned myself off of credit cards and learned how to live on money I actually had.  Finally, I began the road to saving money whenever I could to buy out that car lease.  I have just finished saving enough money to buy out my car with enough left over for emergency savings.  

I've come to enjoy learning different ways to save money.  I use coupons whenever possible and try to match them with sale prices whenever possible with guidance from Money Saving Mom.  I am learning to create home and health solutions with inexpensive ingredients which are coincidentally less harmful than store-bought goods.  I made laundry detergent for the first time last week using recipes I saw on various blogs.  It actually works!  I will post the recipe in a future post.

So I hope you'll stick with me as I continue my journey.  Stay tuned!

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